Why is GEMS Good for Homeowners?
GEMS offers Hawaii residents in the counties of Oahu, Maui, and Hawaii the opportunity to save on energy costs:
- Own your solar PV system
- Save on your electric bill
- No down payment, 100% financing
- 20-year fixed rate
- Flexible underwriting guidelines
- 5.99% APR for Qualified Applicants
Why is GEMS Good for Non-profits, Small Business, Apartment Building Owners?
Features and Benefits:
- Lower than Market Fixed Rates as low as 4.50%*
- Longer Repayment Terms for up to 20 Years
- Up to 100% Financing
- Flexible Repayment Schedules
- No Prepayment Penalty
- GEMS Able to Partner with any Lender
- Project Must be Located within HECO company Territories (Oahu, Maui, Island of Hawaii)
*On Approved Credit. The actual interest rate will be charged based on the borrower’s creditworthiness