Welcome to the Alabama Banking Department web site. The Alabama Banking Department regulates all state chartered banks, trust companies, and various providers of consumer credit.

A primary objective of the Department is to assure the citizens of Alabama that state-chartered financial institutions providing banking and other financial services are operated in a safe and sound manner.

Notice of pROPOSED REGULATIONS FOR THE Deferred Presentment Services Act - June 2013

Alabama Adopts the Uniform State Test for Mortgage Loan Originators

Superintendent Harrison announces Banking Department Bill, HB 529, has been introduced by Representative Mike Hill. Links to the proposed legislation and its summary are found here.

Hazardous Weather Notice 01-17-2013

Hazardous Weather Notice 08-27-2012

NOTICE OF FINAL RULEMAKING SBD-NPR-2012-1 REGULATION 1 - INVESTMENT SECURITIES EFFECTIVE JANUARY 1, 2013

NOTICE OF FINAL RULEMAKING SBD-NPR-2012-2 REGULATION 14 - CREDIT EXPOSURE LIMITS EFFECTIVE JANUARY 1, 2013

ALABAMA BANKING DEPARTMENT BASEL III SUBMISSION LETTER (OCTOBER 4, 2012)

Memorandum to All Bank CEOs, Presidents and Directors -- Assisting Alabamians with Recovery from Devastating Storm Damage

• Severe Weather Notice 1-24-2012

• FEMA Disaster Check Verification

• Severe Weather Authorization

• Severe Weather Notification

• Alabama State Banking Department Takes Possession of Nexity Bank

• Interim Rule - De Minimis Exemption from the AL SAFE Act for Individuals Engaged in Limited Seller Financing

• 2011 Legislation signed by the Governor on 6-9-11

• Small Business Lending Fund

• Effective Date for Licensing Under the SAFE Act

• 2010 Enacted Legislation

• Alabama State Banking Department Takes Possession of First Lowndes Bank

• Public Notice - Weather Closures

• Alabama State Banking Department Takes Possession of CapitalSouth Bank

• Alabama State Banking Department Takes Possession of Colonial Bank

• Important Notice Regarding Licensing

• State Banking Department Outlines Steps to Help Those Facing Mortgage Loan Problems 

• Emergency Economic Stabilization Act of 2008   

• Consumer Alerts

• Phishing-Identity Theft Info

• Emergency Information

• Other Hot Topics

• Hurricane Lessons Learned 2005