Being "financially literate" means you have the knowledge, skills and habits to successfully manage your money. A growing body of research shows a wide range of benefits to individuals, families and communities where its citizens are actively practicing sound money management skills. Such skills include using a budget or plan for monthly spending; regularly saving some of today's money for tomorrow's needs; managing your use of credit to avoid over-extending yourself; and investing funds to allow your money to grow. The pages in our financial literacy section organize resources for you so that you can quickly get to information you can use. The links to these pages are located on the righthand side of this page. We hope these pages help you continue to move forward toward a more financially secure future.

What's New in Financial Literacy?

Vermont Financial Literacy Commission

The Vermont State Legislature established the commission at the conclusion of the 2015 session. The 11-member commission was created to measurably improve the financial literacy and financial capability of Vermont's citizens.

Request a Free Credit Report

When was the last time you checked your credit report? Finanical experts recommend you check your credit report from the three main credit reporting agencies at least once a year. There is only one web source authorized by Federal law to obtain a free credit report from Experian, Equifax and TransUnion. that site is annualcreditreport.com. Check now.

What is a FICO Score?

Credit scores influence the credit that's available to you. At this link, the Fair Isaac Corporation explains how credit scores are caluculated.

Fine Tune Your Skills to Spot Investment Fraud

The Financial Industry Regulatory Authority (FINRA) has launched a new educational tool in the form of an interactive game to help investors spot the psychological persuasion tactics used by con artists. The game, available for play on desktop or by downloading the phone or tablet mobile application, is designed to help investors outsmart investment fraud criminals.

Financial Literacy Trust Fund

We recognize these trust fund supporters for their partnership with the Treasurer's Office in promoting financial literacy.