Health Insurance

A variety of Health Maintenance Organizations, Preferred Provider Plans, and fee-for-service health providers offer coverage. Employees may obtain coverage within one month of starting work, but the State contribution towards the premium is not effective until after a short waiting period.  The waiting period has changed so check with the hiring agency for details. 

Life Insurance

After six months of coverage under the Wisconsin Retirement System, an employee may obtain group term life insurance coverage in an amount up to five times his/her annual salary. The State contributes a portion of the premium for coverage up to two times the salary. Employees may also secure coverage for their spouse (up to $20,000) and dependents (up to $10,000 each).

Income Continuation Insurance

Within 30 days of becoming a part of  the Wisconsin Retirement System, employees are eligible for income continuation insurance. This benefit ensures that individuals will receive up to 75% of their gross salary for physical or mental disabilities. The employer's contribution, which can range from 0% to 100%, is contingent upon an employee's accrual and use of sick leave.

Catastrophic Insurance

Supplemental medical, accidental death and dismemberment, and dental coverage are available. Employees pay the entire premium.

Dental Insurance

Some dental coverage is included in many of the group health insurance plans and the catastrophic insurance plan. Additional coverage is available for which the employee pays the entire premium, and some unions also offer separate coverage to their membership.

Long-Term Care Insurance

This insurance covers short-term and long-term home health care, assisted living, community-based care, and nursing home care. The plan is available to State employees, including their spouse, parents, and spouse's parents. Employees pay the entire premium.