The NC Foreclosure Prevention Fund (NCMortgageHelp.gov)
The NC Foreclosure Prevention Fund helps North Carolina homeowners with home mortgage payments who are struggling due to job loss or temporary unemployment, reduction of income, or temporary financial hardship, such as divorce, health or illness, the death of a spouse or a natural disaster. The Fund also provides counseling and assistance to returning military veterans who are transitioning to civilian jobs.
For qualified homeowners, the NC Prevention Fund can help pay your mortgage and other related expenses for up to 36 months ($36,000, three years) while you search or retrain for new employment with a new job and career. If you have returned to work or secured a fixed income after an eligible hardship but are earning less and are unable to pay your mortgage, you may be eligible to have your principal reduced to make your mortgage payment more affordable. You can also find information on this website for help with refinancing and paying second mortgage.
- Have you lost job or become unemployed through no fault of your own?
- Are you re-employed after a job loss or now on a fixed income but earning less money?
- Have you had a temporary hardship requiring new employment such as divorce or health problems?
- Are you a returning military veteran looking to retrain and enter a civilian career or new field?
If you’re not eligible for this program, you may get help from the
State Home Foreclosure Prevention Project. |
The NC Foreclosure Prevention Fund is offered by the North Carolina Housing Finance Agency, a self-supporting state agency, using funds provided by the U.S. Treasury.
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