Attention A T users. To access the menus on this page please perform the following steps.
1. Please switch auto forms mode to off.
2. Hit enter to expand a main menu option (Health, Benefits, etc).
3. To enter and activate the submenu links, hit the down arrow.
You will now be able to tab or arrow up or down through the submenu options to access/activate the submenu links.
Search for Unclaimed Funds
Are you a current or former VA life insurance policyholder? Could you be the beneficiary to a VA life insurance policy? Visit our Unclaimed Funds search page to search our database of unclaimed insurance funds and find out if we are holding money for you!
VGLI Auto Pay
Set up automatic deductions from your bank account for your Veterans’ Group Life Insurance (VGLI) coverage! Set it and forget it!
Learn more>>
This short video shows five Veterans talking about why they have Service-Disabled Life Insurance and why other Servicemembers and Veterans should consider it. The video includes a list of the primary qualifications for applying. View the video.
About Life Insurance
As part of our mission to serve Servicemembers, Veterans, and their families, VA provides valuable life insurance benefits to give you the peace of mind that comes with knowing your family is protected. VA’s life insurance programs were developed to provide financial security for your family given the extraordinary risks involved in military service.
Insurance News
Do you Qualify for VA Insurance?
Follow this link for an easy way to find out if you are eligible for all our programs, including Service Disabled Veterans Insurance (S-DVI), Veterans Group Life Insurance and Family SGLI, TSGLI, and Veterans Mortgage Life Insurance. You’ll find infographics (timelines and charts) for each program.
VGLI Auto Pay
Wouldn’t it be nice to have one less thing to remember? You can now have your VGLI premiums paid directly from your bank account! Just log in to your VGLI Online Account at www.benefits.va.gov/insurance/choose.asp, go to the “Auto Pay” tab on Billing & Payment Options to get started. Premiums will be deducted from your bank account on the date they are due. You will receive an email before payments are withdrawn. Enroll and move on to the next thing on your list! Follow this link for General Information and answers to Frequently Asked Questions.
Benefit Description
Servicemembers' Group Life Insurance (SGLI) is a low-cost group term life insurance program for Servicemembers. Coverage can be extended for up to two years if the Servicemember is totally disabled at separation.
Veterans' Group Life Insurance (VGLI) allows Veterans to convert your SGLI to a civilian program of lifetime renewable term coverage after separation from service.
Family Servicemembers' Group Life Insurance (FSGLI) insures spouses and children of Servicemembers with SGLI coverage. Spousal coverage may not exceed the Servicemember's coverage. Dependent children are automatically covered at no charge.
Servicemembers' Group Life Insurance Traumatic Injury Protection (TSGLI) is an automatic feature of SGLI that provides payments to Servicemembers who suffer losses, such as amputations, blindness, and paraplegia, due to traumatic injuries that occur in service.
Service-Disabled Veterans' Life Insurance (S-DVI) provides life insurance coverage to Veterans who have been given a VA rating for a new service-connected disability in the last two years. Totally disabled Veterans are eligible for free coverage and have the opportunity to purchase additional life insurance.
Veterans' Mortgage Life Insurance (VMLI) provides mortgage life insurance protection to disabled Veterans who have been approved for a VA Specially Adapted Housing (SAH) grant.
Eligibility Requirements
Do you Qualify for VA Insurance?
Follow this link for an easy way to find out if you are eligible for all our programs, including Service Disabled Veterans Insurance (S-DVI), Veterans Group Life Insurance and Family SGLI, TSGLI, and Veterans Mortgage Life Insurance. You’ll find infographics (timelines and charts) for each program.
Servicemembers' Group Life Insurance (SGLI) Coverage is automatic for most active duty Servicemembers, Ready Reserve and National Guard members scheduled to perform at least 12 periods of inactive training per year, members of the Commissioned Corps of the National Oceanic and Atmospheric Administration and the Public Health Service, cadets and midshipmen of the U.S. military academies, and ROTC members. Learn More
Veterans' Group Life Insurance (VGLI) Servicemembers with full-time SGLI coverage are eligible to convert SGLI to VGLI after separation from service. Learn More
Family Servicemembers' Group Life Insurance (FSGLI) Term life insurance coverage is automatically provided to spouses and dependent children of Servicemembers insured under SGLI. Learn More
Servicemembers' Group Life Insurance Traumatic Injury Protection (TSGLI) All Servicemembers insured by SGLI are automatically covered by TSGLI. Learn More
Service-Disabled Veterans' Insurance (S-DVI) Servicemembers who were released from active duty under other than dishonorable conditions after April 25, 1951, AND have been granted service connection for any disability (even 0 percent) within the last two years, AND are in good health except for any service connected conditions may be eligible. Learn More
Veterans' Mortgage Life Insurance (VMLI) VMLI is available to Veterans who received a Specially Adapted Housing Grant (SAH), have title to the home, and have a mortgage on the home. Learn More
Application Process
Servicemembers' Group Life Insurance (SGLI) SGLI coverage is automatic. Use SGLV 8286 to designate beneficiaries, or reduce, decline or restore SGLI coverage.
Veterans' Group Life Insurance (VGLI) Complete and file form SGLV 8714 or apply online.
Family Servicemembers' Group Life Insurance (FSGLI) Complete and file form SGLV 8286A to decline, reduce, or restore FSGLI coverage.
Servicemembers' Group Life Insurance Traumatic Injury Protection (TSGLI) Coverage is automatic for all Servicemembers covered by SGLI. To file claim for the TSGLI benefit, complete and file SGLV 8600.
Service-Disabled Veterans' Insurance (S-DVI) apply for S-DVI online or complete and file form VA 29-4364.
Veterans' Mortgage Life Insurance (VMLI) Complete and file form VA 29-8636, Application for Veterans' Mortgage Life Insurance.