Life Insurance Companies
Industry Alerts
- Changes in the Market Conduct Profile for the Year 2012 (03/01/2013)
- Filing Guidance: Death Claims Practices Special Reports (10/26/2011)
Recent Updates
- Individual Term Life Product Outline (11/01/2016)
- General SERFF Guidelines for Form Filings: Life Bureau - Albany (04/27/2016)
- Accelerated Payment of the Death Benefit Product Outline (04/20/2016)
Agent Compensation
Charitable Annuity Societies
- 2015 Annual Statement & Instructions
- Licensing Application (08/04/2008)
- Reserve Requirements (12/28/2015)
- Product Outline
Life Settlements
- 2015 Annual Statement & Instructions
- Guidance for the Filing of Life Settlement Provider Renewal License Applications (03/19/2015)
- Life Settlement Act (PDF)
- Guidance for the Filing of Life Settlement Forms in Accordance with Sections 7806 and 7811 of the Insurance Law (08/06/2013)
- Guidance for the Filing of Life Settlement Provider License Applications (05/13/2010)
- Entities That May Currently Operate As Life Settlement Providers in New York (06/03/2016)
Market Conduct
- Circular Letter #20 - Market Conduct Profile (2005)
- Changes in the Market Conduct Profile for the Year 2012 (03/01/2013)
- Market Conduct Profile 2012, 2013, 2014 and 2015 (Word)
- Market Conduct Profile 2011 (PDF)
- Market Conduct Profile: "Trusted Source" Requirement
- Out of State Forms Instructions per item 11 of the Marketing and Sales Activities Section (Word)
Regulation 60
- Third Amendment to Regulation 60 (to be in effect after 04/21/2015) (PDF)
- Appendix 10A (PDF) | Appendix 10B (PDF) | Appendix 10C (PDF) | Appendix 11 (PDF) (promulgated with the Third Amendment to Regulation 60)
- Appendix 10A (Alternate 1) (PDF) | Appendix 10B (Alternate 1) (PDF) | Appendix 10C (Alternate 1) (PDF) | Appendix 11 (Alternate 1) (PDF) (Department alternate forms that may be used if companies do not change their procedures as a result of the Third Amendment)
- Disclosure Statement Definitions and Completion Instructions for Appendix 10A and Appendix 10A (Alternate 1) (PDF)
- Annuity Disclosure Statement Definitions and Completion Instructions for Appendix 10B and Appendix 10B (Alternate 1) (PDF)
- LICONY Disclosure Statements: LICONY Appendix 10A (PDF) | LICONY Appendix 10B (PDF) | LICONY Appendix 10A-1 (PDF) (approved LICONY forms that may be used in lieu of the forms promulgated under Regulation 60)
- Unnecessary Requirements Placed On Replacing Insurers By Replaced Insurers (09/24/2007)
- Circular Letters and General Counsel Opinions
- Final Adoption of Regulation 60: Replacement of Life Insurance Policies and Annuity Contracts (PDF)
- Disclosure Statement Completion Instructions for Appendix 10A
- Annuity Disclosure Statement Definitions and Completion Instructions for Appendix 10B
- First Amendment to Regulation 60 (PDF)
- Second Amendment to Regulation 60 (PDF) | Appendix 10-A (PDF) | Appendix 10-B (PDF) | Appendix 10-C (PDF) | Appendix 11 (PDF)
- Circular Letter #5 (2006): Regulation No. 60 Electronic Reporting
- Regulation No. 60 Reporting Form (Excel, 01/08/2016) | Reporting Instructions (PDF)
- Circular Letter #6 (2006): Contact Information for Replacement Notification and Disclosure Statements
- Contact Look-up (11/08/2016) | Change Your Contact Information
Product Outlines & Filing Guidance
- Life Products Outlines and Checklists (11/01/2016)
- Circular Letter No. 6 (2004)
- Certification Procedure Under Circular Letter No. 6 (2004)
- Policy Form Compliance Certification "Attachment 1" (PDF) | "Attachment 1" (Word)
- Guidance for Filing Qualified Longevity Annuity Contracts (QLAC) (06/24/2015)
- Guidelines For The Preparation Of Plans Of Operation for Separate Accounts (April 2014)
- Guidance for filings in response to the withdrawal of Supplement No 1 of Circular Letter 27 (2008) (08/02/2013)
- Guidance for Over Loan Protection Benefits (07/29/2013)
- Notice regarding Sampling of Files submitted under the Circular Letter No. 6 (2004) Certification Procedure (3/12/2013)
- Optional Supplemental Policy Form Compliance Certification (Word)
- Procedural Checklist to Avoid Common Submission Errors when Filing a Memorandum of Variable Material (07/09/2012)
- Filing Guidance for Changes to MIB, Inc. Authorization Forms (01/13/2012)
- Filing Insurance Policy Forms in Accordance with Insurance Law §1113(a)(1)(E) Authorizing the Acceleration of Death Benefits When an Insured Resides in a Nursing Home (04/08/2011)
- Changes in the Investment Options of a Separate Account for Group and Individual Variable Products (11/01/2010)
- Filing Guidance on the use of Variable Material for Individual Annuity Contracts and Life Insurance Policy Forms (11/01/2010)
- Guidance for Filings made to comply with Supplement No. 1 to Circular Letter 27 (2008)
- Guidance on Circular Letter No. 6 (2004) filings
- Guidance for Guaranteed Paid-up Deferred Annuities (03/13/2009)
- Guidance on Dividend Disclosure under 3209(b)(2)(C) for Equity Indexed Annuity Contracts and Life Insurance Policies (10/31/2008)
- Guidance for Illustrations of Variable Annuity Contracts (10/16/2008)
- Guidance for Life Insurance Policy Illustrations (08/22/2008)
- Equity Index Annuities - Change to Section 4223 of the Insurance Law effective October 5, 2008 (07/17/2008)
- Electronic
Version Readability Certification Form (Flesch) (Word
format, 01/15/2008)
- Readability Form Part 1 (PDF)
- Readability Form Part 2 (Word)
- Department February 18, 1982 letter (PDF)
- Filings for First Amendment to Regulation 149 (PDF, 11/20/2007)
- Filing Guidance for Combination Life and Accident & Health Submissions (PDF, 11/15/2007)
- Equity-Index Products - Guidance for product design (PDF, 10/31/2007)
- Maturity Date of Whole Life Policies (PDF, 05/01/2007)
- Section 4228(h) Statements of Selfsupport for Multiple Term Life Insurance Plans (07/28/2006)
- Procedure and Filing Guidance for Approval of Memorandum of Variable Material (PDF, 09/16/2005)
- Filing Guidance For Making Address Changes, Name Changes and Merger/Name Changes (09/02/2005)
- Annuity Nonforfeiture Interest Rate - Filing Guidance on Changes to Section 4223(c)(2)(C) of the Insurance Law (03/23/2005)
- General SERFF Guidelines for Form Filings: LIFE BUREAU - ALBANY (04/27/2016)
- Fixed Account Availability Restrictions (12/04/2003)
- Filing Guidance on The Recent Changes to Section 4221 (o)(1)(F) of The Insurance Law (Term Insurance) (01/06/2003)
- Expedited Review Procedure for Economic Growth and Tax Relief Reconciliation Act of 2001 Filings
- War Exclusions and Restrictions (10/17/2003)
Selected Regulations
Proposed Insurance Regulations
Emergency Regulations
Final Adoptions
- Regulation 77: Variable Life Insurance (PDF)
- Regulation 143: Accelerated Payment of the Death Benefit under a Life Policy (PDF)
Industry-Wide Letters
- Certifications and notifications pursuant to subsection 53-3.7 of Regulation 74 (09/09/2009)
- Use of the 2001 CSO Mortality Table for Nonforfeiture purposes for Policies subject to Section 4221(n-1) of the New York Insurance Law and Policies subject to Regulation 77 (PDF)
- Requirements for using the 2001 CSO Mortality Table (PDF
Reserves & Solvency
- Industry Letters & Surveys and Valuation Year-End Forms and Instructions for Domestic Life Insurers and Domestic Fraternal Organizations (02/10/2016)
- Industry Letters & Surveys and Valuation Year-End Forms and Instructions for Foreign Life Insurers, Foreign Fraternals and Accredited Reinsurers (02/10/2016)
- Maximum Reserve Valuation and Maximum Life Policy Nonforfeiture Interest Rate (08/30/2016)
Retirement Systems and Pension Funds
Updated 11/08/2016
