About ALDOI
The state of Alabama is part of the U.S. insurance regulatory framework which is
a highly coordinated state-based national system designed to protect policyholders
and to serve the greater public interest through the effective regulation of the
U.S. insurance marketplace. Through the National Association of Insurance Commissioners
(NAIC), U.S. insurance regulators establish national standards and best practices,
conduct peer reviews and coordinate their regulatory oversight to better protect
the interests of consumers while ensuring a strong, viable insurance marketplace.
U.S. insurance regulators also participate in the International Association of Insurance
Supervisors (IAIS) along with the NAIC by participating in major standard setting
initiatives, including working with fellow regulators from around the world to better
supervise cross-border insurers, identifying systemic risk in the insurance sector,
and creating international best practices.
Mission Statement
Our mission is to serve the people of Alabama by regulating the insurance industry,
providing consumer protection, promoting market stability, and enforcing fire safety
standards and laws.
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